Roxan Farzavandi

Roxan brings an off-island perspective to your PEI real estate purchase. A Parsi/Zoroastrian and originally from India by way of Ottawa she speaks multiple languages including, Hindi, Gujerati, Marathi & English.
Direct: (902) 315-2126
Email:
Toll-Free: 1-888-701-0021

Why Choose Roxan as your PEI Realtor

As a real estate professional it is my role to provide you with the highest quality service possible. Coming "from away" myself I understand the magnitude of the decision to relocate. Having "walked the walk", I understand the adjustments and hurdles one may encounter and will do everything possible to assist you in finding that dream home in your price range and to fulfil your individual needs. I will work for and with you, understanding your financial and social needs and assisting you to meet them.

  1. Expertise and Experience.
  2. I will research the market for you and notify you quickly of any listings that meet your criteria.
  3. I can offer you a network of support for your purchase: legal services, financial support, contractors, appraisers, inspectors and more. Many are in-house and on staff or we can recommend our business partners.
  4. I have local knowledge and expertise to help you find the property that meets your needs. Not only am I able to show you the 500+ listings my company represent, but also all properties listed on MLS
  5. Your purchase will earn you Air miles rewards.
  6. Ask me about how I can help buyers with their next holiday through RCI Resort Vacations
  7. In short, I have the expertise and experience to find your property! I can help you through the process of purchasing a home from offer to close.

Alternatively, if you are interested in selling your home, I have the expertise to get you the best price in the shortest possible time frame. As a real estate investor myself, I bring the perspective of the buyer to the table and having this first hand experience is advantageous to my vendors. I have the qualifications, background knowledge and personality to successfully market your home. I am professional, well educated, well travelled, creative and fun. A people's person, with a flair for communication, I will create a marketing plan to meet your individual needs.

  1. Exposure! MLS services, TV Ads, Journal Ads, Real Estate Book & other Publications
  2. Syndicated Web Sites, CENTURY 21 Corporate Web Sites, & Personal Web Sites (23 in total and more coming)
  3. Web Marketing
  4. Email Campaigns
  5. CENTURY 21 Corporate marketing programs
  6. Sell your home through me and earn Air Miles rewards
  7. Ask me about how I can help sellers with their next holiday through RCI Resort Vacations
  8. I am part of a Number 1 Real Estate Company and a team of 23+ agents working for you!
  9. You get the advantage of the Century21 Global Referral Network - thousands of agents throughout the Century21 Network can match your property with the needs of their clients.
  10. I will do more then put a sign on your lawn! I will market your home

Contact me today for more information!

Direct: (902) 315-2126
Email:
Toll-Free: 1-888-701-0021

Why Come to PEI

PEI - a province that holds promise!

PEI was voted #1 Island Destination in North America; #1 Golf Destination in Canada. PEI, with its breathtaking landscape is an ideal final destination for all personalities, professionals, artists, realists, and dreamers. Safe, secure with fantastic beaches and a nice easy life-style, PEI is where you must invest.

The wide assortment of waterfront and investment properties offers opportunities for people of all financial capabilities to find a real estate investment to match their needs and means, be it a family home, recreational property or commercial investment.

PEI, where your wishes can become reality in a heartbeat. PEI is the one island province where you relocate by choice to live a life of solitude and contentment, making your wishlist a part of life. PEI is in my opinion, one of the few places where anyone can be transformed into someone in their own right. It's picturesque, tranquil ambience givs a sense of hope and refuge for even the busiest mind. This place makes it possible to achive your goals and enjoy the successes. All the things you have always wanted to do but couldn't are HERE & NOW!

Contact me today for more information!

Direct: (902) 315-2126
Email:
Toll-Free: 1-888-701-0021

PEI is a province that holds promise! From a bird's eye view the landscape is breath-taking and stretches into a dreamlike horizon with its characteristic coastline. An artist's haven, PEI offers calm and spirituality and gives a sense of peace and well-being to all personalities.

Having such a diverse real estate price range there is something for everyone. No dream is too bg to realize!

  1. Sunsets & Seascapes
  2. Ship to Shore
  3. Anne's Land
  4. Charlotte's Shore
  5. Bays & Dunes
  6. Hills & Harbours

Financing your PEI Real Estate Dream

Purchasing a home is a big deal in everyone's life. making sure that you understand the costs and expenses incurred in the transaction is my obligation.

Mortgages, the importance of interest rates, and sound financial advice is the key to a smooth transaction. We do have professional mortgage brokers affiliated with our company to make the application process easier. Follow the links below to go to our Centum Financial Services website and make use of the mortgage calculators there that can help you dermine the amount of money you can borrow and your payments.

With a little creative financing, PEI real estate investment is a win-win situation. Feel free to try out the Centum Financial Calculators. They take some of the mystery out of what you can afford!

Centum Mortgage Calculators

Mortgage AnalyzerCalculate your mortgage payment. Create an amortization schedule. Discover what you will owe in 5 years. [try]
Mortgage IsolatorCalculate the rate, payment, principal or amortization by inputting any three known variables. [try]
Prepayment AnalyzerCalculate the interest savings of making extra payments to your mortgage. [try]
Maximum Mortgage AnalyzerCalculate the maximum mortgage amount you qualify for based on your income. A great tool for buyers! [try]
Payment AnalyzerCalculate the monthly, semi-monthly, bi-weekly and weekly payment option on your mortgage. [try]


What can I Afford?

You will qualify for a mortgage based on the size of payment that you can handle comfortably considering your current financial situation. You are allowed to borrow an amount such that the monthly payment not exceed 32% of your gross income. Further all debt service including mortgage, car payments, credit card payments, alimony/child support etc must not exceed 40% of your gross income. Get a pre-approved mortgage certificate

A pre-approved mortgage certificate guarantees a specific mortgage (amount and interest rate) for a time period of 30-120 days, subject to property appraisal

A pre-approved mortgage helps you focus your house-hunting on properties that you know you can afford. A pre-approved mortgage may also give you an advantage when negotiating with vendors as they know you are serious. Your offer therefor may be more readily accepted, since it doesnt depend on securing financing later.

The following steps will be undertaken to assure that you qualify for a Mortgage:

Your Lender will require:

  • A copy of the real estate listing.
  • A copy of the accepted Offer to Purchase.
  • Information on the source of your down payment.
  • Income verification if you are employed.
  • A letter from your employer verifying your place of employment and income, or T4s and Notice of Assessment, or T1 General Tax Return and Notice of Assessment.
  • Income verification if you are self-employed.
  • 3 years of Financial Statements and 3 years of Notice of Assessments, or 3 years of T1 General Tax Returns and 3 years of Notice of Assessments.

Your Lender will order a property appraisal and credit report.

If your down payment is less than 25%, yours will be a high ratio mortgage on which you will pay insurance premiums. You may pay the premium in cash or have it added to your mortgage. Your lender will apply to Canada Mortgage and Housing Corporation (CMHC) or GE Capital Mortgage Insurance Company of Canada (GEMI).

Roxan's Best Buys in PEI Real Estate

Regardless of your PEI real estate interests Roxan can find you a "best buy", that piece of property with that extra something for the money. Hear are just a few properties that offer just a little bit more for the money!
View all PEI Real Estate Best Buys

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